How Isabel Varela Overcame $100K Debt and Found True Freedom

September 27, 2024

Written By

Beth
In this heartfelt episode of Lessons from Living, Beth welcomes artist and entrepreneur Isabel Varela to unpack a candid story of identity, insecurity, and a shopping addiction that spiraled into six figures of debt. Isabel shares the underlying need for validation that fueled her fashion choices, how social pressure amplified the cycle, and the moment a crisis forced her to change. With grit, accountability, and faith, Isabel rebuilt from the inside out. She found mentors, paid off 100,000 dollars of debt, embraced sustainability, and launched “Repurpose Your Life” to help others turn pain into purpose. If you have ever chased approval, battled clutter or debt, or wondered how to live more authentically, this episode offers practical hope and perspective.

 

Episode Outline

  • 00:09 – 01:18 — Welcome and Intent
    Beth sets the purpose of the show and introduces guest Isabel Varela, noting how hindsight shaped Isabel’s gratitude for hard seasons.
  • 02:03 – 04:54 — From Fashion Highs to Rock Bottom
    Isabel traces a teenage love of clothes into a cycle of spending, validation, and secrecy that culminates in 100,000 dollars of debt and a wake up call.
  • 05:14 – 11:59 — Asking for Help and Owning the Truth
    She finds a debt management program, a therapist, and a mentor who provides tough love and accountability, beginning real change.
  • 12:06 – 16:27 — Faith, Intuition, and Guidance
    Beth and Isabel discuss spiritual nudges, listening for guidance, and learning not to go it alone during uncertainty.
  • 26:40 – 33:56 — Healing the Inside and Rethinking Fashion
    Isabel stops shopping, rebuilds her relationship with clothing, leans into sustainability and upcycling, and documents the journey.
  • 34:25 – 43:09 — Paying Off Debt and Repurposing a Life
    Creative income stacking, Airbnb, alterations, and disciplined budgeting accelerate debt payoff and inspire Repurpose Your Life.

 

Best Quotes from the Podcast

“Now when I look back, I am so grateful because if I did not go through those things, I would not be the person I am today.” — Isabel Varela

“We are given lessons we are ready and capable of learning from.” — Isabel Varela, echoing her mentor

“Focusing on what matters makes decisions clear. The rest is noise.” — Beth Graham

“Our pain can become someone else’s survival guide.” — Isabel Varela

“Be curious on repeat if you want to grow through life’s challenges.” — Isabel Varela

 

Click play to listen to the full episode

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